Our Process

Whether you are buying a home, investment, renovating, developing or refinancing, KinFin can help you find the right loan to reduce your costs, maximise your cash flows, and minimise your risks, to ensure you get the best possible outcome.

KinFin’s Tailored Approach

Initial Enquiry

We discuss what you are aiming to achieve, your finance requirements, key milestone dates, and future outlook to determine what are the best solutions for you.

Analysis

We will carry an in-depth analysis on our wide-ranging panel of lenders that are best suited to meet your requirements.

Strategic Consultation

Astrategic consultation to discuss your short & long-term goals, your key priorities, contingency plans, cash flow analysis, and objectively assess the various lending solutions.

Recommendation

We will gather our findings and recommend two to three solutions which we believe would provide you the best outcome. You have complete control of the solution you choose.

Application

After you have agreed on the recommendation, we will begin the application process. We will take the stress away, manage every detail of the application process, negotiate the sharpest rates, and keep you informed on the progress of your application right through to settlement.

Settlement

We will liaise with all the relevant parties to ensure a smooth & seamless settlement process. Have complete confidence knowing your application is being managed every step of the way. All you have to do is collect the keys to your new purchase!

Post-Settlement

We ensure the lender has correctly set up your loan, including offset account, splits, redraws, etc, and importantly that the lender has followed all our instructions in setting up what we have requested on your behalf.

Annual Review

A lot can change in 12 months, therefore we can provide you with an annual review across your home loan(s) to ensure you are maximising the benefits & reducing your costs, to ensure you are still getting the best possible outcome for your specific requirements.